Our Services

What We Finance

Tax-exempt lease-purchase structures for every major capital need California public agencies face. If it serves the community, we can probably finance it.

🚌 Electric School Bus Fleets

California districts are winning EPA Clean School Bus and HVIP grants, but the award rarely covers the full delivered cost. Manufacturers require deposits. Build times stretch 12 to 18 months. Grant reimbursement only arrives after delivery and inspection.

We structure tax-exempt lease-purchase financing that bridges that gap so districts can order today and pay over time, aligned with grant reimbursement and operating budgets.

  • Covers the gap between grant award and total project cost
  • Payments structured around reimbursement timing
  • Works with Blue Bird, Thomas Built, BYD, and other OEMs
  • Charging infrastructure included in the lease

Learn More About Electric Bus Financing →

Discuss Your Bus Project
Electric school bus fleet
Fire apparatus and emergency vehicles

🚒 Fire Apparatus & EMS Equipment

Fire trucks and ambulances have some of the longest manufacturing lead times in municipal procurement. A custom pumper can take 24 to 36 months to deliver. Cities often need to commit deposits years ahead of budget appropriation.

Tax-exempt lease-purchase lets fire departments acquire now and spread payments over the useful life of the apparatus, with structures that comply with California annual appropriation requirements.

  • Pumpers, aerials, rescues, ambulances, and support vehicles
  • Annual appropriation language built into every document
  • No debt statement or voter approval required
  • Terms from 3 to 12 years depending on asset life

Learn More About Fire Apparatus Financing →

Discuss Fire Apparatus Financing

☀️ HVAC, Solar & Energy Infrastructure

Prop 39 and other energy programs have driven massive retrofit demand in California schools and municipal buildings. But energy savings do not arrive in year one, and districts still need to pay contractors upfront.

We finance boilers, chillers, LED conversions, solar arrays, battery storage, and full energy performance contracts with lease structures that let savings catch up to payments.

  • Standalone HVAC and bundled energy retrofits
  • Solar and battery storage for district facilities
  • Modular classrooms and portable buildings
  • Performance contract wraparound financing

Learn More About HVAC & Solar Financing →

Discuss Energy Financing
HVAC and solar energy infrastructure
1:1 device program and IT infrastructure

💻 IT, Modular Classrooms & Special District Assets

Not every financed asset rolls on wheels. We also structure leases for technology refresh cycles, portable classrooms, playground equipment, and any other capital asset that serves a public purpose.

If your district or agency has a board-approved need and a funding gap, we can design a municipal lease around it.

  • 1:1 device programs and data center upgrades
  • Modular and portable classroom acquisitions
  • Special district equipment: water, wastewater, transit
  • Grant bridge financing for any approved capital project

Learn More About Education Financing →

Discuss Your Project

Not Sure If Your Project Fits?

Most public agency capital needs can be structured as a tax-exempt lease. Call or email and we will tell you in one conversation whether it works.

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