California K-12 School Equipment Financing

Education Equipment Financing for California School Districts

Bridge the gap between approved grants and the equipment your district needs today. We structure tax-exempt lease-purchase financing for school districts, charter schools, and community colleges across California.

Financing That Matches the School Year and the Budget Cycle

School districts rarely have the full cash on hand when a grant award is approved or when a vendor needs a purchase order. Our lease structures align payments with grant reimbursement, state funding releases, and annual budget approvals so the district gets the equipment now without draining reserves.

What You Can Finance

If it is essential to running a California school, we can likely finance it through a tax-exempt lease-purchase structure.

We also finance cafeteria equipment, gym and playground upgrades, security systems, phone systems, and specialized instructional equipment.

How the Financing Works

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Tax-Exempt Lease-Purchase

Payments are typically exempt from federal income tax to the lessor, which lowers the district's effective rate compared to taxable financing.

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2 to 7 Year Terms

Terms are matched to the useful life of the equipment and the district's budget cycle, with annual, semiannual, or monthly payment options.

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$1 Buyout

Most education leases close with a $1 purchase option so the district owns the equipment outright at the end of the term.

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Grant Reimbursement Timing

Payments can be structured around grant reimbursement schedules, so cash flow stays smooth even when reimbursement lags delivery.

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No Upfront Cost to the District

In most structures the district makes little or no down payment. The vendor is paid at delivery or according to the purchase order.

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California Appropriations Law Compliant

Our leases are structured to meet California non-debt obligations and appropriations requirements for K-12 and public agencies.

3 Easy Steps to Financing

01

Send the Quote Request

Share the vendor quote, grant award letter, and desired term. We return a preliminary structure within 48 hours.

02

Get Board Approval

We provide a board resolution template, amortization schedule, and the documentation your business office needs.

03

Fund and Deliver

The funder pays the vendor, the district takes delivery, and payments begin according to the agreed schedule.

Built for California Public Agencies

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K-12 School Districts

Traditional districts, charter schools, and county offices of education.

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Community Colleges

Technology, facilities, and instructional equipment for California community colleges.

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Cities & Special Districts

Fire, public safety, energy, and public works equipment for California agencies.

Get a Quote for Your District

Send us the equipment quote and we will show you how the lease can be structured around your grant and budget cycle.

Request a Quote Estimate Payments