California K-12 School Equipment Financing
Bridge the gap between approved grants and the equipment your district needs today. We structure tax-exempt lease-purchase financing for school districts, charter schools, and community colleges across California.
School districts rarely have the full cash on hand when a grant award is approved or when a vendor needs a purchase order. Our lease structures align payments with grant reimbursement, state funding releases, and annual budget approvals so the district gets the equipment now without draining reserves.
If it is essential to running a California school, we can likely finance it through a tax-exempt lease-purchase structure.
EPA Clean School Bus, HVIP, and other grant gap financing.
1:1 programs, laptops, tablets, and replacement cycles.
Interactive displays, audio systems, and classroom modernization.
Prop 39, energy retrofits, solar, and HVAC upgrades.
Portable classrooms, modular buildings, and fast capacity.
Data centers, network infrastructure, and campus technology.
We also finance cafeteria equipment, gym and playground upgrades, security systems, phone systems, and specialized instructional equipment.
Payments are typically exempt from federal income tax to the lessor, which lowers the district's effective rate compared to taxable financing.
Terms are matched to the useful life of the equipment and the district's budget cycle, with annual, semiannual, or monthly payment options.
Most education leases close with a $1 purchase option so the district owns the equipment outright at the end of the term.
Payments can be structured around grant reimbursement schedules, so cash flow stays smooth even when reimbursement lags delivery.
In most structures the district makes little or no down payment. The vendor is paid at delivery or according to the purchase order.
Our leases are structured to meet California non-debt obligations and appropriations requirements for K-12 and public agencies.
Share the vendor quote, grant award letter, and desired term. We return a preliminary structure within 48 hours.
We provide a board resolution template, amortization schedule, and the documentation your business office needs.
The funder pays the vendor, the district takes delivery, and payments begin according to the agreed schedule.
Traditional districts, charter schools, and county offices of education.
Technology, facilities, and instructional equipment for California community colleges.
Fire, public safety, energy, and public works equipment for California agencies.
Send us the equipment quote and we will show you how the lease can be structured around your grant and budget cycle.
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